Car accidents kill 32,000 people per year in the United States. More than 2 million individuals suffer injuries in collisions annually. For personal injury car accidents, if you believe the other party negligently or deliberately caused the accident, you might need a Car Accident Attorney. You will need an attorney to assist you in winning cash from the insurance company.
When to Hire An Attorney for A Car Accident
If you are involved in a minor car accident with no injuries, chances are you will not need an attorney. An example of a crash that is insignificant is when two vehicles back into one another, at low speeds, in a car parking space. Sometimes, there is no injury at all. You may be able to notify your insurance company and choose not to get an attorney. However, there are times that a car accident warrants the assistance of a lawyer:
Serious Injuries: If a significant injury occurred, consider retaining the services of an attorney. Some car crashes result in hospitalization for broken bones or other injuries that may affect the victim’s quality of life permanently.
Death: Car accidents that lead to death ought to be handled by an attorney. Whether you are a surviving loved one or the opposing driver in the accident, get an attorney’s help right away.
Fault: Accidents can and do occur; but once it is clear another party caused the accident, or even if further investigation into fault is needed, it is time for legal representation.
Construction Zone: Accidents that occur in a construction zone can be deadly. These accidents might even involve colliding with a road worker or violations on the part of the driver. Serious fines and penalties are assessed for crashes in construction zones.
Police Report: An incorrect police report could have a long-lasting impact on your claim. If the report puts the blame on you and is not correct, you will need an attorney to assist and fight your case.
Additional Parties: When more than one vehicle or pedestrian is involved in the accident, you should contact an attorney.
Attorneys Become Involved: If any other party, including your insurance firm, hires a lawyer, call quickly and secure a lawyer to represent you too. If you decide for some reason to go without an attorney, submit any settlement with the insurance companies to a lawyer for review before you sign. Insurance companies are notorious about under-paying claims.
Insurance Issues: If any car involved in the accident does not have insurance, the insurance firm suggests you did not pay your premium, or your insurance limits are too low, a law firm will facilitate.
A car accident claim should be filed whether or not you elect to hire a personal injury attorney. A car accident case involves many elements, including lawyers, police reports, insurance firms, and witnesses, to name a few. If your claim for damages is complicated, like attempting to prove lost wages, you will want a lawyer. It is tough to show lost wages as a salesperson, advisor, or business owner who does not have a traditional 9-to-5 job.
Of course, if you have sustained serious injuries, hiring an attorney is recommended. The attorney can make sure that you have correctly accounted for lost wages, current and future, to make certain your settlement is fair.
If you were lacerated or suffered property damage in a car accident, you may be wondering how an attorney can assist you — or whether it is sensible to do agree with the insurance company and settle the claim on your own. Specifics of cases, including the severity of injuries, vary, but usually, an attorney can:
- Communicate with the other driver’s insurance firm.
- Obtain the required proof concerning liability.
- Organize your medical records and bills.
- Communicate with your health care suppliers to get missing documents.
- Work with your doctors to make sure they supply the medical information you want so you will be able to prove damages in your claim.
- Organize and present the proof to prove liability and damages.
- Negotiate with lien holders on your claim (such as health, disability, or workers’ compensation insurers) to probably reduce the quantity of these liens, and,
- Negotiate a satisfactory settlement with the insurance investigator or defense attorney.
A good attorney substantially increases the worth of any claim you receive. Insurance firms grasp that they will face higher costs if their clients hire an attorney. Consequently, the insurance adjuster may seem friendly and helpful but may actually be low-balling your damages in an attempt to get you to settle. If you expect to face considerable medical or other costs because of a vehicle accident, hire a personal injury attorney.